A Community Development District is a governmental unit created to serve the long-term
specific needs of its community. Created pursuant to chapter 190 of the Florida Statutes, a
CDD’s main powers are to plan, finance, construct, operate and maintain community-wide
infrastructure and services specifically for the benefit of its residents.
Through a CDD, the community can offer its residents a broad range of community-related
services and infrastructure to help ensure the highest quality of life possible.
CDD responsibilities within a community may include storm water management, potable and
irrigation water supply, sewer and wastewater management, and street lights.
A CDD is governed by its Board of Supervisors which is elected initially by the landowners, then
begins transitioning to residents of the CDD after six years of operation. Like all municipal,
county, state, and national elections, the Office of the Supervisor of Elections oversees the
vote, and CDD Supervisors are subject to state ethics and financial disclosure laws.
The CDD’s business is conducted in the “Sunshine,” which means all meetings and records are
open to the public. Public hearings are held on CDD assessments and the CDD’s budget is
subject to annual independent audit.
The CDD complements the responsibilities of community home owners associations (HOAs).
Many of the maintenance functions handled by these associations in other communities may
be handled by the CDD. However, the associations have other responsibilities such as operating
amenities and ensuring that deed restrictions and other quality standards are enforced. The
CDD may contract with the master home owners association to perform maintenance
Residents within a community with a CDD may expect to receive three major classes of
benefits. First, the CDD provides landowners consistently high levels of public facilities and
services managed and financed through self-imposed fees and assessments. Second, the CDD
ensures that these community development facilities and services will be completed
concurrently with other parts of the development. Third, CDD landowners and electors choose
the Board of Supervisors, which is able to determine the type, quality and expense of CDD
facilities and services.
Other savings are realized because a CDD is subject to the same laws and regulations that apply
to other government entities. The CDD is able to borrow money to finance its facilities at lower,
tax-exempt, interest rates, the same as cities and counties. Many contracts for goods and
services, such as annually negotiated maintenance contracts, are subject to publicly advertised
Residents and property owners in a CDD set the standards of quality, which are then managed
by the CDD. The CDD provides perpetual maintenance of the environmental conservation areas.
This consistent and quality-controlled method of management helps protect the long term
property values in a community.
The cost to operate a CDD is borne by those who benefit from its services. Property owners in
the CDD are subject to a non-ad valorem assessment, which appears on their annual property
tax bill from the county tax collector and may consist of two parts—an annual assessment for
operations and maintenance, which can fluctuate up and down from year to year based on the
budget adopted for that fiscal year—and an annual capital assessment to repay bonds sold by
the CDD to finance community infrastructure and facilities, which annual assessments are
generally fixed for the term of the bonds. Because costs and services vary depending upon the
individual CDD, specific fee information is available for each community.
The CDD makes it possible for a community to offer the most desirable elements of a master-
planned community. Residents enjoy high quality infrastructure facilities and services with the
comfort and assurance of knowing that the standards of the community will be maintained long
after the developer is gone. With a CDD in place, residents are assured of the ability to control
quality and value for years to come.
Estoppel Requests are received via e-mail or fax at (239)594-1422 to establish the status of accounts and what additional fees are required.
Document retrieval for certain clients is available by clicking on the navigation link for that client.
Owners may contact AJC and Associates to determine the payoff amount of debt, if applicable on their home.
All Community Development District (CDD) meetings are open to the public and operate under Florida’s Sunshine laws. Condo and Home Owners Association meeting are open to unit or property owners.
A master planned community is one in which the development was created from scratch around a total plan that included different land uses, preserve areas, and lakes. A master planned community may be as little as several hundred acres to over 3,000 acres.